Sunday, July 15, 2012

Choosing the Right Colors

Q: What's the most important role color plays in a room?

A: It sets the mood for a room. The color you choose is really about what you want the room to feel like.

Q: Do you tend to use one color scheme throughout the entire interior, or mix it up room to room?

A: In general, I feel it's important to have continuity throughout the entire house. I'll use one or two colors throughout the house, and then mix in other accent colors. That gives continuity, but at the same time allows the various rooms to have different personalities.

Q: What kind of classic color combinations do you think work best?

A: Blue and white, yellow and green for a kitchen, red and black for a very formal dining room. For a library, I would suggest chocolate brown and camel or dark green and navy blue. I like burgundy and khaki, navy and khaki, or dark green and khaki. And grays and blues look really great together.

Q: What kind of guidelines would you suggest if someone wants to use bold colors?

A: You need to be aware that you will likely get tired of bold colors very quickly. If you really want to incorporate a strong, bold color, use it as an accent. Bold colors are often attractive because they are the color of the moment; this can quickly date a room.

Q: How should the homeowner account for different lighting in choosing colors?

A: Select three shades of the color you want: where you think you want to be, and one shade lighter and one shade darker. Do this with paint, wallpaper, or fabric swatches. Put the samples in two places: next to the window and in a darker corner. Look at them at different times during the day and at night. Then make your decision.

Q: Is a neutral color scheme always appropriate?

A: No. It totally depends on the house, the location, the architecture, and the personality of the homeowner. It's about trying to keep a balance. An entire neutral house can be boring.

Q: How do you use color to affect relationship and the relationship with other decorative elements?

A: Color is key to how the decor is perceived. If it's a big room, paint it a brighter, warmer color to bring the walls in. Paint a smaller room a cooler color to push the walls out. Color also establishes visual weight and balance. If you put a bold primary-based piece of art in a pastel room, it's probably not going to seem right. The colors of the art should balance the colors of the space.

Q: What are the challenges homeowners face in choosing colors and color schemes?

A: Sometimes people are scared of color, especially dark colors. Ultimately, people should really follow their heart: If they love a color, test it, and like it in place, they should not be afraid to choose it.

Saturday, July 14, 2012

How To Choose The Right Colors for Home.

How to Choose a Color Scheme

Discover your color preferences with eight tips for picking perfect color palettes.
 Pick a color, any color.
If only choosing a color palette for your interiors was that easy. It can be, thanks to designer Mark McCauley. The author of Color Therapy at Home: Real Life Solutions for Adding Color to Your Life, he offers eight tips to help you discover your color preferences and take on white walls.
Tip #1. Choose a color scheme from the largest pattern in the space.
If you've got patterned upholstery, an Oriental rug or large piece of artwork, pluck colors you like from the pattern. For a neutral wall paint color, look to the pattern's whites and beiges.
Tip #2. Start with the formal areas of the house.
Specifically, the living room, dining room and entry way. Choose a color scheme for those areas first, then pull one color from the scheme. For example, take the red sofa and tone it down (say, to burgundy) for an accent in more private spaces such as the den, office or bedroom.
Tip #3. Decorate your space from dark to light, vertically.
A real "cookbook" way to make any space look good without much risk, McCauley says, is to use darker color values for the floor, medium color values for the walls and light values for the ceiling.
"Any interior space replicates the outside world," he says. "The exterior environment is generally darker below our feet (the earth itself), medium-valued as you look straight ahead (buildings/trees) and lighter values skyward."
Tip #4. Study the color of your clothes.
Most people buy clothes in colors they like to wear and think they look good in. Similarly, you should decorate your rooms in colors you look good in. "If you don't wear yellow, don't get a yellow sofa," McCauley says. "You're going to look sickly on it."
 Tip #5. Use the color wheel.
In general, analogous color schemes — colors next to each other on the color wheel, such as blue and green — are more casual and relaxing, and work best in informal or private spaces. This is a good strategy for a bedroom, where you want to rest and recover.
Whatever color scheme you choose, McCauley advises to put something black in every room. "The black clarifies all the rest of the colors in the room," he says. Try a black lampshade, a black vase or a black picture frame.
Tip #6. Use the rule of 60-30-10.
"When decorating a space, divide the colors in the space into components of 60 percent of a dominant color, 30 percent of a secondary color and 10 percent of an accent color," McCauley says. The walls will most likely be the majority, the upholstery would represent the secondary color and accessories such as a floral arrangement or throw pillows would make up the rest. "Works every time!" he says. "The colors are properly balanced and there is a shot of color (the 10 percent color) for interest."
 Tip #7. Go with the architecture.
If you have a small room in your house, don't paint it white to make it seem bigger. Instead, cozy up to its architecture with a rich, warm color scheme. Let your big rooms expand with light, and your small rooms wrap you up and nurture you.
Tip #8. Follow your personal style.
If you decorate honestly, other people will appreciate it because it's you, even if they'd never decorate their own house in the same way. That means if you want to make every room in your house red, white and blue, go for it. You can make any color look good as long as it's your taste.

Friday, July 13, 2012

Inexpensive Investment Property.

While the Fed is keeping interest rates historically low,opportunities abound for the real estate investor. Housing is more affordable  than ever and the prices seem to have only one way to go-up.Bank loan rates are affordable and property prices are low,which is the perfect storm for a savvy investor. Like investing in stocks or bonds,research is critical. You need to decide first if you want to manage your real estate investment , pay a management firm or fix up and sell your real estate quickly.

If you are first-time investor, it is wise to stay with residential real estate and avoid competing with big time commercial property investors.Just plan to start small and work your way up- a first time huge investment can drag you down quickly if you are not able to add additional financing after the initial round.Don't knock yourself out trying to pay off the property upfront, because now you can get an attractive interest rate allowing you to save part of your investment funds for those unexpected costs that always rear their ugly head when you least expect it.Plus,as inflation rises your investment will be a great hedge against rising prices.

Take the time to scout the area.Look for schools nearby shopping centers, grocery stores , quiet neighborhoods. Then look for the bad qualities such as people loitering on corners, trash on the street, disabled autos, burglar bars on most properties and vacant homes or empty buildings.The qualities don't offset each other-if you see any of the bad qualities, drive away quickly.

Lastly, don't try to do everything yourself. Find 5 reputable agents that know that area you want to invest in then meet with each of them,possibly taking a tour of the area, while evaluating their expertise . Tell them your bottom line and don't be convinced otherwise.If anyone tries to tell you that you can afford more than your set budget or that a more expensive deal is too good to pass up, then they are not looking out for your best interests.When you find the right person, you'll know and this just might start a long-term relationship that will make you a truly savvy investor finding the best bargains on the market.


Bio :
Paul Toller has worked in the real estate market for over 20 years, as an investor,real estate consultant and real estate property management software expert.Paul currently works as a consultant at , a firm that specializes in property management software.

Wednesday, July 11, 2012

prelaunchX Invitation

prelaunchX Invitation: You're invited to join prelaunchX Launch Partner: Forex Firm X (prelaunch code name) Service Offering: Foreign Exchange Broker Location: Financial hub of the Caribbean islands Target Launch Date: August 27, 2012 Service Details: Forex Firm X are working toward launching a new forex trading platform backed by unparalleled new predictive analysis technology. They expect their new service will leave competing brokers playing catch-up for years to come. Specific details of their service offering are being closely guarded due to the highly competitive nature of this industry. Earning Potential: There are three ways your potential earnings can grow during the prelaunch build-up with Forex Firm X... Managed Trading Account Forex Firm X will automatically create a forex trading account linked to your PLX account. This account will begin with a balance of US$100. They will trade this linked account in the forex market on your behalf. The trading decisions will be made by their in-house staff of experienced forex traders in combination with the predictive analysis technology they are developing. Sign-up Bonuses Forex Firm X have agreed to pay you a one-time sign-up bonus of US$100 for each person in your first social circle and US$20 for each person in your remaining unlocked social circles (2-10). Payment of sign-up bonuses requires that the people in your launch group create forex trading accounts with Forex Firm X after their official launch. Monthly Commissions Forex Firm X have agreed to pay you a recurring monthly commission of US$10 per month for every PLX user in your unlocked social circles who creates a forex trading account and maintains an active trading balance with Forex Firm X after their official launch. Background: What is Forex? Forex (also called foreign exchange, FX or currency trading) is the largest financial market in the world. This market enables the exchange or “trade” of foreign currencies. For example, a company in the U.S. may need to pay a company in Europe, thereby creating a need to exchange U.S. Dollars into Euros. Who uses Forex? Companies and individuals around the world may engage in forex trading for various reasons. Individual traders most commonly trade forex as a speculative investment. The “exchange rates” from one currency to another are always fluctuating. This creates an opportunity for individual traders to profit from these movements. How does it work? As an example, if you expected that the Euro would gain value against the U.S. Dollar, you may buy Euros in exchange for U.S. Dollars. To do this you would place a buy order on the EUR/USD currency pair. Then, if the exchange rate moved as you expected, you could then close your transaction, which would exchange the Euros you purchased back into U.S. Dollars at the new higher exchange rate. In this case, you would earn a net profit. This type of transaction is called “going long”. Another example: You can also profit if you expect a currency to lose value against another currency, this is called “going short”. In this example, you expect that the value of the Euro will fall against the Japanese Yen. So, you place a sell order on the EUR/JPY currency pair. If the value of the Euro drops as you expect, you could then close your transaction. This would buy back the Euros you sold using the Yen you were holding at the new exchange rate, effectively netting you a profit on the fall of the Euro. If you want to learn more about how forex trading works, we suggest starting here... Wikipedia article: Foreign exchange market Questions: Here are a couple of questions and answers to help you better understand our launch agreement with Forex Firm X... Can I withdraw money from the managed forex trading account? Not yet. The forex account is owned and managed by Forex Firm X until their official launch. The managed forex account is linked to your PLX account with a unique anonymous identifier. When Forex Firm X officially launches, we will provide a special link for you to create a new forex trading account with Forex Firm X. When you do, Forex Firm X will transfer the money in the managed account to your new forex trading account. Do I need to report the earnings in the managed forex account to my tax authorities (local or national government, etc.)? We believe that in practically all cases the answer to this question will be “no”. However, to be sure, you may want to check the regulations of the tax authorities having jurisdiction where you live. We expect you will not owe taxes on the managed forex account because it is not owned by you yet. It is simply linked to your PLX account until Forex Firm X officially launches, and until you actually create a forex trading account with them. At that time, and provided that both of those conditions happen, the balance will be transferred to your new forex trading account. Once the balance is transferred to a forex trading account owned by you, you will almost certainly owe taxes on your earnings according to the tax regulations where you live. prelaunchX Invitation: You're invited to join prelaunchX